Health Cash Plans
(HCP)
AKA: Cashplan/HCP
Support employee's health costs for a healthier, happier
workforce.
£1-£15 p.w
Typical per member premium range.
What is a Cash Plan?
Provides reimbursement towards everyday health costs and medical treatments.
A cash refund plan as opposed to a fully funded medical insurance policy.
Often includes not just healthcare but contributions towards routine dental and
optical costs.
Why HCP for your employees?
Reduce sickness and absence periods.
Enhance recruitment and retention.
Save money - group cover is typically lower cost than individual.
Drive employee loyalty through provision of a highly valued employee
benefit.
Maintain a healthier, happier, more secure workforce.
Be a better employer and fulfil your ‘Duty of Care’.
Save time and money...
Binding quotes from market leading insurers in minutes. Support from specialist brokers
and
technology to save you pounds.
Policy terms that you can choose
Cash plan providers typically offer a few set products with fixed levels of cover for each of
the ‘cover categories’. Within each product there will be an annual limit for amount that the
plan will contribute towards the cost of treatment. Typical limits will lie in the ranges
illustrated below.
| Variable | Annual Limit |
|---|---|
| Dental limit | £100 - £250 |
| Optical limit | £100 - £250 |
| Therapies limit | £50 - £250 |
| Chiropody inclusion | £0 - £150 |
| Diagnostic consultations | £150 - £400 |
Get Group Cash Plan quotations, supported by specialist brokers and in app tools to guide
and educate, all within minutes.
Health Cash Plan premiums do qualify for corporation tax relief as a business
expense.
