Fees
Investing in the things that really matter to you.
We employ technology and efficient operations so that you get better value.
How do we charge?
Human Benefits Employee Benefits Consultants General Commercial Brokers & IFAs ** Software Providers
Advice
Free
In App : Free
Manual : 4hrs free
Then £50-100p.h.
£3k - £15k+
Flat fee
More for larger schemes
£2k - £15k+
Flat fee
More for larger schemes
Not available
Broking
4 - 12%
No additional fees
Flat commissions
4 - 15%
Variable commissions
Or netted out in exchange for advisory fee.
4 - 15%
Variable commissions
Or netted out in exchange for advisory fee.
Not available
Account management
Free
In App : Free
Manual : 4hrs free
Then £50-80p.h.
Additional fees
Additional fees
Not available
Whole of market review *
Free
In App : Free
Any time, every renewal
£2k+
£1k+
Not available
Digital Insurance Platform
Free
Free
Not available
Not available
£15k - £100k+
* Some brokers/advisors are tied to a limited list of providers whose products that they can arrange. Human Benefits Ltd directly regulated by the FCA as a whole of market broker.

** Typically non specialists in group employee healthcare and protection insurances.
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