Fees
Investing in the things that really matter to you.
We employ technology and efficient operations to be able to offer better value to you.
How do we charge?
We’ve designed our fee structure to offer you better value.
Human Benefits Employee Benefits Consultants General Commercial Brokers & IFAs ** Software Providers
Scheme Design & Advisory
Free
In App : Free
Manual : 4hrs free
Then £50-100p.h.
£3k - £15k+
Flat fee
More for larger schemes
£2k - £15k+
Flat fee
More for larger schemes
Not available
Broking Fee
4 - 12%
No additional fees
Flat commissions
4 - 15%
Variable commissions
Or netted out in exchange for advisory fee.
4 - 15%
Variable commissions
Or netted out in exchange for advisory fee.
Not available
Account management
Free
In App : Free
Manual : 4hrs free
Then £50-80p.h.
Additional fees
Additional fees
Not available
Whole of market review *
Free
In App : Free
Any time, every renewal
£2k+
£1k+
Not available
Healthcare and Protection Insurance Premium
Free
In App : Free
Not available
Not available
£15k - £100k+
* Some brokers/advisors are tied to a limited list of providers whose products that they can arrange. Human Benefits Ltd directly regulated by the FCA as a whole of market broker.

** Typically non specialists in group employee healthcare and protection insurances.
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